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Checking Accounts

Advantage Checking - non interest bearing, $100.00 to open, no minimum balance required, no service charge, free in-house checks, debit card available with credit approval.

Business Checking – non interest bearing, $100.00 to open, monthly service charge of $5.00

Real Community Bank Club – interest bearing, $100.00 to open, no minimum balance required, $10,000.00 AD&D insurance, discounts on prescription drugs, eyewear and hearing aids, monthly service charge of $5.00

Freedom Account – must be 55 or older to be eligible, interest bearing, $100.00 to open, minimum balance of $500.00 to earn interest, 25 free debits per statement cycle, 10 cents per debit over 25, $5.00 monthly service charge if balance falls below $500.00

Freedom 10 – unlimited check writing, $10,000.00 AD&D insurance, 3X5 safe box free, amount of interest earned depends on balance, $8.00 monthly service charge if account falls below $10,000.00

Money Market – interest bearing, $100.00 to open, only six debits allowed (by law) per statement cycle and only three of the six can be checks, minimum balance of $500.00 to earn interest, monthly service charge of $5.00 if balance falls below $500.00, also available to a business
 



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