| It is the policy of Community
Bank of the Ozarks to recognize and respect the privacy
expectations of all our customers and make available the
privacy guidelines to all customers. With the rapid growth in
electronic commerce conducted over the Internet, the Community
Bank of the Ozarks deploys on-line systems to facilitate the
convenient delivery of services and it is the policy of
Community Bank of the Ozarks to safeguard our customer's
sensitive information. Community Bank of the Ozarks considers
the privacy of our customers' personal information an
important element of their trust and confidence in the bank.
It is the policy of Community Bank of the Ozarks to
collect, retain, and use the information about customers only
where such information is believed to be useful and allowed by
law, to administer the business of Community Bank of the
Ozarks, to provide products, services, and other financial
opportunities to its customers.
Community Bank of the Ozarks has established procedures to
ensure the accuracy of customers' financial information and
that it is current and complete in accordance with reasonable
commercial standards. It is the policy of Community Bank of
the Ozarks to address any requests to correct any inaccurate
information in a timely manner.
It is the policy of Community Bank of the Ozarks to limit
employee access to personally-identifiable information to
those with a business reason for knowing such information.
Community Bank of the Ozarks has in place a training program
to educate the employees so that they will understand the
importance of confidentiality and customer privacy.
Community Bank of the Ozarks maintains appropriate security
standards and procedures regarding unauthorized access to
customer information. It is the policy of Community Bank of
the Ozarks to take disciplinary measures to enforce employee
privacy responsibilities.
It is the policy of Community Bank of the Ozarks not to
reveal specific information about customer accounts or other
personally-identifiable data to unaffiliated third parties for
their independent use, except for the exchange of information
with reputable information reporting agencies, to maximize the
accuracy and security of such information, or in the
performance of bona fide corporate due diligence, unless 1)
the information is provided to help complete a
customer-initiated transaction; 2) the customer requests it;
3)the disclosure is required by/or allowed by law (e.g.,
subpoena, investigation of fraudulent activity, etc.); or 4)
the customer has been informed about the possibility of such
disclosure for marketing or similar purposes through a prior
communication and is given the opportunity to decline (i.e.,
“opt out”). If a third party attempts by artifice or fraud to
obtain confidential customer information from Community Bank
of the Ozarks, the bank shall file an appropriate Suspicious
Activity Report.
If personally-identifiable customer information is provided
to a third party, it is the policy of Community Bank of the
Ozarks to insist that the third party adhere to similar
privacy principles that provide for keeping such information
confidential.
Community Bank of the Ozarks makes available this policy,
and its management and employees stand ready to assist
customers with concerns regarding financial privacy
expectations. |
